Terms & Conditions

Last updated: 10 October 2026

By using haniloans.in or contacting HANI Loans, you agree to these terms.

1. Our service

HANI Consultancy Services is a loan consultancy / Direct Selling Agent (DSA). We help customers identify suitable banks / NBFCs and support the loan application process. We are not a bank or NBFC and we do not lend money.

2. Fast Processing & Dedicated Support

At HANI Loans, we are committed to providing prompt assistance, efficient documentation support, and regular follow-ups to help move your loan application forward as quickly as reasonably possible.

We aim to minimise delays by helping you prepare the required documents and coordinate with the relevant bank or NBFC. Processing timelines depend on the completeness of your documents, your eligibility, and the lender’s procedures.

Please note: HANI Loans does not guarantee loan approval, a specific loan amount, interest rate, EMI, or disbursement timeline. All final decisions and loan terms are determined by the respective bank or NBFC.

3. Your information

You agree to give true and complete information and documents. Wrong information may lead to rejection.

4. Charges

Checking eligibility is free. Any consultancy charges, if applicable, will be explained to you before you proceed. HANI Loans never asks for an advance payment to get a loan sanctioned. Lender charges are as per the lender.

5. Fraud warning

Deal only through our official numbers +91 83280 24726 / +91 73826 26622 and haniconsultancyservices.india@gmail.com. Report any suspicious request made in our name.

6. Liability

We are not responsible for decisions, delays or changes made by banks / NBFCs.

7. Governing law

These terms are governed by the laws of India.