Andhra Pradesh & Telangana • 6+ years experience

The right loan, from the right lender.

Loans from ₹50,000 to ₹50 crore – Personal, Business, Home and Mortgage. We compare options from leading banks and NBFCs for your profile and support you from documents to disbursement.

Jeevan Kumar, Founder & CEO, HANI Consultancy Services
Jeevan KumarFounder & CEO, HANI Consultancy Services
01 · Loan solutionsThousands to Crores

Loans from ₹50,000 up to ₹50 crore

02 · Lender guidanceRight Loan, Right Lender

Guidance on loan options that suit your profile

03 · Trust & transparencyClear & Transparent Process

Clear information and honest guidance at every stage

04 · Service areaAP & Telangana

Loan consultancy services across Andhra Pradesh and Telangana

Our Loan Services

We are a loan consultancy (DSA), not a bank. We help you choose the right bank or NBFC and support you through the complete process.

Quick Processing

Personal Loan

For salaried employees – any need: family, medical, wedding, education.

  • From ₹50,000 to higher amounts
  • Net salary ₹15,000+ per month
  • Balance transfer & top-up options
Grow Your Business

Business Loan

Working capital or expansion for shops, traders, manufacturers and service businesses.

  • Business running 3+ years
  • Options based on bank statements
  • Even without ITR*
  • Unsecured and secured options
Simple Documents

Home Loan

Buy a house or flat, or transfer your existing home loan.

  • Purchase, construction, balance transfer
  • Simple document process
  • Interest rates compared across lenders
  • Guidance from application to disbursal
Higher Loan Amount

Loan Against Property

Funds against your residential or commercial property.

  • Mortgage loans, LAP
  • Usually lower rates than unsecured loans*
  • Suitable for business or personal needs
Step-by-Step Disbursal

Construction Loan

House construction and under-construction property loans.

  • Stage-wise disbursement as per lender
  • For self-construction or builder projects
  • Guidance on required documents
  • Support till final disbursal
Multiple Options

Other Loans

Pensioner, Doctor, Vehicle, Education and Commercial loans, School building funding.

  • Tailor-made options based on your profile
  • Wide network of banks & NBFCs
  • End-to-end support
  • Ask us – we check what fits your need

*Eligibility, loan amount, interest rate and documents are decided by the bank / NBFC.

Jeevan Kumar, Founder & CEO, HANI Consultancy Services
Jeevan KumarFounder & CEO
About us

HANI Loans – your trusted loan consultancy partner

HANI Consultancy Services is a professional loan consultancy (DSA) based in Bobbili, Andhra Pradesh. For more than 6 years we have helped salaried employees, business owners and professionals across Andhra Pradesh and Telangana find suitable loans from leading banks and NBFCs.

We are not a bank. Our job is to understand your need, check your eligibility, compare options and stay with you from documentation to disbursal – with honest advice and no false promises.

Our promiseHonest guidance, the right lender for your profile – and we never ask for an advance fee to get a loan sanctioned.
  • Transparent process
  • Right loan options
  • Expert guidance
  • End-to-end support

Why Choose HANI Loans?

Honest guidance, no false promises.

Wide lender network

Leading banks and NBFCs through our corporate DSA network

Simple documentation

We tell you exactly which documents are needed

Interest rates compared

We compare options across lenders for your profile

Personalised support

Advice based on your income, needs and profile

End-to-end guidance

From application to final disbursal

Trusted & transparent

Honest advice, clear process and no advance fees

Our Working Process

5 simple steps from enquiry to disbursal

  1. 01

    Understand your need

    We listen to your requirement and the purpose of the loan.

  2. 02

    Check eligibility

    We check your income, profile and repayment record.

  3. 03

    Compare options

    We shortlist the banks and NBFCs that fit your profile.

  4. 04

    Submit documents

    We help you prepare documents and submit the application.

  5. 05

    Disbursal support

    We follow up with the lender until the loan is disbursed.

Frequently Asked Questions

Is HANI Loans a bank?

No. HANI Loans (HANI Consultancy Services) is a loan consultancy / DSA. We help you find a suitable bank or NBFC and support you through the process. The loan is given by the lender.

What loan amounts do you arrange?

From ₹50,000 up to ₹50 crore, depending on the loan type, your profile and the lender's policy.

Do you guarantee loan approval?

No. Approval, loan amount, interest rate and terms are decided only by the bank / NBFC based on your profile and documents. We help you apply where your chances are best.

What documents are needed for a Personal Loan?

Usually PAN, Aadhaar, latest 3 months salary slips and 6 months bank statement. The lender may ask for more.

What documents are needed for a Business Loan?

Usually KYC (PAN, Aadhaar), business proof for 3+ years, 12 months bank statement, and ITR / GST if available. The lender may ask for more.

Are there any charges?

Checking your eligibility is free. Any consultancy charges, if applicable, are explained clearly before you proceed. Lender processing fees are as per the lender.

Do you serve my city?

We serve customers across Andhra Pradesh and Telangana.

Get in touch

Get a Free Consultation

Fill the 1-minute form – our team will call you back. Checking eligibility is free.

  • Personal Loan: salaried, net salary ₹15,000+/month, salary credited to bank account
  • Business Loan: business running for 3+ years, regular bank transactions
  • Loans from ₹50,000 to ₹50 crore
  • Good repayment record helps you get better offers

Request a free consultation

Submitting opens WhatsApp with your details so our team can respond quickly. No charges for checking eligibility.

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